FREDERICK WILLIAM SHEPPARD MORSE was born in New Jersey on February 18, 1880 to Captain William and Annie Morse. His father had been born in Germany and over time become a sea captain after coming to America in 1870, his mother had been born in Nova Scotia. The family appears in the 1881-1882 City Directory at 625 Line Street. By the end of 1881 they had moved to what is now North 28th Street in East Camden, the the town of Stockton. City Directories prior to 1894 did not give street numbers outside of Camden's city limits, and the names changed through the 1880s and 1890s, but in all probability William Morse and family had moved into a newly built frame house at what is now 200 North 28th Street. The 1894 City Directory shows William Morse, waterman, at 200 North 28th Street in what was then the Town of Stockton. The June 1900 Census shows the Morse family living in a home that they owned at 200 North 28th Street, which had become part of Camden in 1899. Frederick Morse had was recently married, he and wife Mary had been joined in marriage only two months previously, according to the Census. The Census states that Frederick Morse worked as a clothing cutter. 

Frederick Morse was active in fraternal organizations, as a member of Black Hawk Tribe No. 78, Improved Order of Red Men and Camden Lodge 293, Benevolent Protective Order of Elks. He probably was also active politically, which resulted in his being appointed to the Camden Fire Department on December 4, 1904. By June of 1909 he was stationed with Ladder Company 3, a short walk away at North 27th and Federal Streets. Frederick Morse was promoted to Lieutenant on March 5, 1913. He was still a member of the Fire Department later in the year, when the 1914 City Directory was compiled, however, by September of 1918 he had left the Department and had taken a position with the Camden Board of Educations as the custodian of the Alfred Cramer School at South 28th and Mickle Streets, where he remained in service through at least 1946.

Frederick and Mary S. Morse were not blessed with children. Captain William Morse passed during the 1920s. Annie Morse stayed with her son and daughter-in-law until her passing in 1933.

Frederick Morse retired from work with Camden's Board of Education in 1954. The Morse family was still residing at 200 North 28th Street in Camden when Frederick Morse passed away on June 2, 1957. He was survived by his wife and daughter Helen.